Rural Banks: Visualizing ESG Performance Across Borrowers & Branches
Enabling Sustainable Lending through Data Transparency
Challenge
An association of rural banks with over 300 member institutions had limited visibility into the environmental impact of their collective loan portfolios. Without borrower emissions data, particularly Scope 3, the banks couldn’t align with sustainable finance guidelines or offer green loan incentives.
Solution
TellUS was deployed to collect ESG data including Scope 3 emissions from borrowers across sectors like agriculture, transport, and manufacturing. With this data, the association enabled its members to offer preferential rates for sustainable practices.
Results
65%
Borrower Participation
in ESG Reporting
20%
Portfolio Emissions Reduction